Curtis A. Johnson advises clients with respect to complex financings and other business and capital transactions, including syndicated loan facilities, asset based loans, mezzanine financing and equity investments. He serves as primary counsel to a major financial institution with respect to its “impact investments.” Recently, he also has represented lenders in various transactions financing renewable energy facilities.
Prior to joining McCarter, Mr. Johnson was Associate Deputy General Counsel to First Fidelity Bancorporation and was responsible for providing legal services for commercial lending business units in New Jersey. After joining the firm, Mr. Johnson represented several commercial banking institutions in the collection and restructuring of distressed debt obligations and defense of lender liability claims, including enforcement of such obligations through litigation in state, federal district and bankruptcy courts. This credit administration and recovery experience enables him to provide practical guidance to clients involved in complex transactions.
Mr. Johnson is a co-author of the treatise “Secured Transactions Under Revised Article 9 of the Uniform Commercial Code” as enacted in the State of New Jersey, and served as an Adjunct Professor at Seton Hall Law School teaching a course on sales, payments and secured transactions under the UCC.
Some recent examples of transactions handled by Mr. Johnson include:
- Senior secured revolving and term loan facility provided to a recycling company in the Northeast by a syndicate of banks
- Senior leverage loan for New Market Tax Credit transaction to finance purchase equipment for an areoponic urban farm facility
- Senior secured facility to finance purchase of Qualified School Construction Bonds in connection with acquisition of property and construction of facility for a charter school
- HUD guaranteed loan refinancing term loan debt of assisted living facility
- Asset based loan facility secured by healthcare receivables with related mezzanine financing
- Credit facility to warehouse PACE bonds used to finance renewable energy improvements pending proposed syndication