Our Commercial Lending and Banking attorneys represent many banks, thrifts and other financial institutions of all sizes including mezzanine funds, business development companies, investment banks, broker-dealers, money managers, trust companies, and private equity funds.

Commercial Lending
Our commercial lending attorneys represent some of the largest financial institutions throughout the country in connection with loan originations and syndications. Our representation of lenders regularly include the following:

  • asset-based and working capital financings, including secured and unsecured loans, revolving credit facilities, term loan facilities and multiple facility and multiple currency credit agreements;
  • leveraged acquisitions, management buyouts and "going private" financings;
  • equipment leasing, including aircraft, railroad rolling stock, locomotives and ship financings;
  • loan participations and syndications;
  • letters of credit, repurchase and banker's acceptance facilities;
  • project financings related to energy and public power, water and sewer, education and infrastructure;
  • general obligation bond issuance by government entities;
  • factoring transactions;
  • loan restructurings and workouts, including debtor-in-possession financings;
  • intercreditor and subordination agreements relating to second lien loans, mezzanine and subordinated debt, public and private subordinated debt and seller financings;
  • commercial lending forms review and analysis;
  • import and export financings and cross-border financings; and enforcement and collection proceedings and other matters involving creditor's rights and bankruptcy.

Equipment Leasing

Our Equipment Leasing attorneys have practical experience in all aspects of equipment leasing and financing transactions, both U.S. and cross-border, including those involving aircraft, shipping vessels, automobiles, railcars, locomotives, power facilities, telecommunications, and computer and other technology equipment and software.

Our diverse range of representation includes vendor programs, federal government lease financing, purchases and sales of portfolios of leased assets, technology equipment leasing/finance, software financing, synthetic leasing, leveraged leases, transportation and movable equipment leasing/financing, energy production, solid waste disposal and similar facilities.

Our equipment leasing attorneys are supported by the dedicated legal resources of our approximately 400 lawyer firm, including attorneys from our tax, finance and project and structured finance practices. We help clients address the relevant issues in the planning stages to maximize benefits and avoid unnecessary risks.

Corporate Trust
Our corporate trust lawyers have extensive, decades long, experience representing financial institutions providing trustee, collateral agent, escrow agent, administrative agent, paying agent or other trustee, agent or other fiduciary services. We represent those institutions in Trust Indenture Act and corporate financings, including Rule 144A, Regulation S, high yield, subordinate and convertible issues, as well as private placements, MTN programs and structured financings. We have extensive experience representing corporate trust clients in international securities offerings and global project financings. In addition, we regularly represent those clients in connection with defaulted transactions, including bankruptcies and restructurings. Our long-term and in-depth experience representing corporate trust client enables us to recognize their particular concerns and to successfully advocate for the resolution of those concerns.

Banking
Our banking services include mergers, branch purchases and sales, minority investments, mutual-to-stock conversions and mutual holding company formations. We also represent bank clients and other financial institutions in connection with a wide variety of public offerings of equity securities, and have served as counsel to issuers and underwriters. We regularly counsel bank and thrift clients on regulatory matters that affect their daily operations and strategic business decisions. Our attorneys are qualified in federal (Federal Reserve Board, FDIC, OCC and OTS) and state regulations and interpretations, and are also knowledgeable about federal and state laws and regulations affecting negotiable instruments, consumer protection, privacy and other matters which banks and thrifts encounter in their daily operations. The team includes a member who served as the Commissioner of Banking for the State of New Jersey and currently serves as Chairman of the Board of the Federal Home Loan Bank of New York.